I used to be close minded when it comes to insurances. I felt that it was just a waste of money. One lady approached my husband before and offered him a cheap funeral insurance. At first, I disapproved to the idea but after a careful consideration, I gave in. Besides, everyone will eventually reach that point in life.

The life insurance had been a battleground for us. Aside from being expensive, I have heard pre-need companies that suddenly closed and the beneficiaries were left with nothing. But the funeral insurance came with a very affordable life insurance so it was not an option for me to say no. It was a package deal.